The Wonderwall Gallery, Cirencester, for contemporary art including paintings, ceramics, sculpture and glass

How Do You Own Art?

Find something that you want to buy either from the gallery or on the website. You can then use Own Art to take out a loan to buy it. The gallery will help you with this.

You need to be:

• Over 18 years old
• Resident in the UK
• In possession of a bank or building society account that can operate direct debits

You will need to bring two forms of identification with you to the Gallery – something with an address on it (such as a driver's license or utilities bill) and something with your signature on it, such as a credit or debit card.

The Wonderwall Gallery will help you to complete the credit agreement. After satisfactory credit checking, a direct debit will be set up to make your repayments.

How Much Can You Borrow?

Loans are available up to £2,000 and sometimes from as little as £100. The loan amount can go towards an item that costs more than £2,000. It is possible to buy several items at a time, or one or more items at different times providing the total amount you owe does not exceed £2,000 at any one time.

The amount you borrow is then paid back over ten equal amounts.

There are no extra costs. There is no charge for the credit (APR 0%). This means the total amount payable under the loan, and the deposit, is not more than the cash price of the piece(s) of work you purchased. There is no administrative charge or handling fee either.

Arts Council England is the national development agency for the arts. We want the arts to be at the heart of our national life. Providing interest free loans is one of the ways we encourage people throughout England to experience and enjoy art of the highest quality.

These notes form a general guide only and do not constitute any formal contract or offer. Offer subject to age and status. Terms and conditions apply. Own Art is operated by Hitachi Capital and ArtCo Trading Ltd, a wholly owned subsidiary of Arts Council England.

Own Art With a 0% Loan


Own Art is Arts Council England's new interest free loan scheme operated by The Wonderwall Gallery. It is designed to make it easy and affordable for you to buy new works of art including paintings, sculpture and glass.

How Do You Own Art? Find something that you want to buy either from the gallery or on the website. You can then use Own Art to take out a loan to buy it. The gallery will help you with this. You need to be: • Over 18 years old • Resident in the UK • In possession of a bank or building society account that can operate direct debits You will need to bring two forms of identification with you to the Gallery – something with an address on it (such as a driver's license or utilities bill) and something with your signature on it, such as a credit or debit card. The Wonderwall Gallery will help you to complete the credit agreement. After satisfactory credit checking, a direct debit will be set up to make your repayments. How Much Can You Borrow? Loans are available up to £2,000 and sometimes from as little as £100. The loan amount can go towards an item that costs more than £2,000. It is possible to buy several items at a time, or one or more items at different times providing the total amount you owe does not exceed £2,000 at any one time. The amount you borrow is then paid back over ten equal amounts. There are no extra costs. There is no charge for the credit (APR 0%). This means the total amount payable under the loan, and the deposit, is not more than the cash price of the piece(s) of work you purchased. There is no administrative charge or handling fee either. Arts Council England is the national development agency for the arts. We want the arts to be at the heart of our national life. Providing interest free loans is one of the ways we encourage people throughout England to experience and enjoy art of the highest quality. These notes form a general guide only and do not constitute any formal contract or offer. Offer subject to age and status. Terms and conditions apply. Own Art is operated by Hitachi Capital and ArtCo Trading Ltd, a wholly owned subsidiary of Arts Council England.